Broker Check

563-332-2200

Richard Schillig, CLU, ChFC, LUTCF

"We develop strategies to help protect assets, with the potential for tax deferral, and increased retirement income."


What's New:


Need Health Insurance? Open Enrollment: Important dates from Healthcare.gov Marketplace.

  • November 1: Open Enrollment starts for health coverage for the next plan year — first day you can enroll in, re-enroll in, or change health plans through the Marketplace. Coverage can start as soon as January 1.
  • December 15: Last day to enroll in or change plans for coverage to start January 1.
  • January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
  • January 15: Open Enrollment ends — last day to enroll in or change health plans for the year. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period.
  • February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.

Contact us for details 563-332-2200 or rjsandassoc@att.net or fill out our webform at the bottom of our website.

Life Insurance Planning

Life Insurance Planning

  • Whole Life Solutions
  • Universal Life Solutions
  • Term Life Solutions
  • Life Insurance w/ Specialty Benefits
Retirement Products for Income Planning strategies

Retirement Products for Income Planning strategies

Fixed Immediate Annuities

Fixed Annuities*

Fixed Indexed Annuities*

  • Roth IRA's
  • Traditional IRA's
Health Insurance Planning Long Term Care Planning

Health Insurance Planning Long Term Care Planning

Major Medical Coverage

  • On Health Market Place
  • Off Health Market Place

Health Savings Accounts

Long Term Care Coverage

Long Term Care Coverage Alternatives

Medicare Planning&#160; Travel Insurance<br/>

Medicare Planning  Travel Insurance

Medicare Plans

  • Medicare Part D Plans
  • Medicare Advantage Plans (Part C)
  • Medicare Supplements

Travel Insurance

Understanding Today's Financial Environment

Understanding Today's Financial Environment

We can help take the mystery our of preparing for today and tomorrow. Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.

Your Financial Future

Your Financial Future

Today's economic environment presents many challenges. But along with these challenges comes opportunities and potential rewards for those who can identify long-term trends. 

Whether you're facing retirement—or looking to better understand certain investment ideas—we can help you address your most pressing financial questions. 

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