Broker Check

Richard Schillig, CLU, ChFC, LUTCF

"We develop strategies to help protect assets, with the potential for tax deferral, and increased retirement income."


What's New:

New Things to know!

  • Turning 65! Learn about Medicare. See our 2024 Updated Events online for February-June Zoom meetings. RSVP Required Events
  • New Retirement plan Contributions Limits for 2024 See CURRENT RETIREMENT CONTRIBUTION LIMITS
  • Don't wait to save for your retirement! Open a IRA (Individual Retirement Account) Today! (You can make contributions for 2023 (Till April 15th, 2024) and 2024  (April 15th 2025)
  • Going on a trip out of the USA? Get Travel Insurance coverage details go through Craig Schillig.  Travel Insurance
  • Look into Life Insurance, find out why this a one of the most important financial tools you have for you. Get details through Craig.
  • Disability Insurance, Remember if you have an accident, your bills don't stop when you can't work, with this insurance you can get help paying them when you can't work.  Details through Craig Schillig.
  • New Health Savings Accounts Contribution Limits for 2024 HSA 2023-2024 (You can make contributions for 2023 (Till April 15th, 2024) and 2024  (April 15th 2025)
  • Listen to Safe Money - with Dick Schillig on Radio 1420AM online. Safe Money - with Dick Schillig Radio Page Listen to past show

Need Health Insurance? You Could Qualify For A Special Enrollment Period.

A Special Enrollment Period due to a life change

  • Certain life events, like losing health coverage (including Medicaid or Children's Health Insurance Program (CHIP) coverage), moving, getting married, having a baby, or adopting a child, may qualify you to enroll in or change Marketplace health plans outside the yearly Open Enrollment Period (November 1 — January 15).

    Contact us for details 563-332-2200 or rjsandassoc@att.net or fill out our webform at the bottom of our website.

Life Insurance Planning

Life Insurance Planning

  • Whole Life Solutions 
  • Universal Life Solutions
  • Term Life Solutions
  • Life Insurance w/ Specialty Benefits
Retirement Products for Income Planning strategies

Retirement Products for Income Planning strategies

Fixed Immediate Annuities

Fixed Annuities*

Fixed Indexed Annuities*

  • Roth IRA's
  • Traditional IRA's
Health Insurance Planning Long Term Care/Disability Planning

Health Insurance Planning Long Term Care/Disability Planning

Major Medical Coverage

  • On Health Market Place
  • Off Health Market Place

Health Savings Accounts

Long Term Care Coverage

Long Term Care Coverage Alternatives

Disability Insurance

Medicare Planning&#160; Travel Insurance<br/>

Medicare Planning  Travel Insurance

Medicare Plans

  • Medicare Part D Plans
  • Medicare Advantage Plans (Part C)
  • Medicare Supplements

Travel Insurance

Understanding Today's Financial Environment

Understanding Today's Financial Environment

We can help take the mystery our of preparing for today and tomorrow. Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.

Your Financial Future

Your Financial Future

Today's economic environment presents many challenges. But along with these challenges comes opportunities and potential rewards for those who can identify long-term trends. 

Whether you're facing retirement—or looking to better understand certain investment ideas—we can help you address your most pressing financial questions. 

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