Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? 9 Facts About Retirement Regardless of how you approach retirement, there are some things about it that might surprise you. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.